You’ve Got Their Back. We’ve Got Yours.
Get kids and teens started on solid financial footing with a safe and secure, completely fee-free checking account designed for youth.
Teach financial responsibility with a safe, secure account
Young people need access to convenient spending, especially in a digital-first age where cash isn’t always an option. Our safe, secure, fee-free checking accounts make it easier for you to set the kids in your life up for financial independence.
Compare Youth Account Options
Launch Checking
Teens ages 14-17 can feel independent with a free checking account that’s all their own. State-issued photo ID or passport required.
- Full-service account with free mobile app, debit card, direct deposit options
- Free Savings account
- Account automatically set to never overdraw
Rewards Checking
Kids ages 10 and up are eligible for our Rewards Checking account with an adult co-signer.
- Full-service account with free mobile app, debit card, direct deposit options
- Free Savings account
- Option to set account to never overdraw
|
Launch Checking |
Rewards Checking |
|---|---|
| Ages | |
|
14-17 |
10+ |
| Requires Co-Signer | |
|
|
|
| Parental Access | |
|
|
|
| Monthly Fees | |
|
None |
None |
|
Minimum Balance Required |
|
|
None |
None |
| Instant-Issue Debit Card | |
|
Included |
Included |
|
Debit Card or ATM Fees |
|
|
None |
None |
| Send and Receive Money with Zelle® | |
|
Included |
Included |
| Can Be Overdrawn? | |
|
No – transaction will be denied |
You decide, overdrawing an account won't cost more than $51 |
|
Mobile App & Online Banking |
|
|
Included |
Included |
|
Mobile Notifications & Debit Card Security Controls in the App |
|
|
Included |
Included |
| Paper Checks | |
|
No |
Optional |
Debit Card Designs You Can Only Get Here
Rep your school, show your pride, or give your wallet some flair. We've partnered with schools, teams and artists to create exciting debit card designs that are as unique as you - all exclusively available from UW Credit Union.