Visa Credit Card

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Save with a low rate and no annual fee.

  • Benefit from our lowest rates available.
  • Receive a credit limit starting at $1,000. (Perfect for students or anyone starting to build credit.)
  • Transfer your balances to a UW Credit Union card and get 0% APR for 6 months2, returning to your standard variable APR (13.90%-28.25%) thereafter.
  • $0 annual fee*.

Benefits of Visa®

Enjoy Visa benefits and features offered by our cards, including:

  • Purchase Protection
  • Travel & Emergency Assistance Services
  • Extended Warranty Protection
  • Roadside Dispatch®

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Best For1:

  • Establishing credit
  • New credit card users
  • Getting the lowest interest rate offered

Visa Credit Card

Rates as Low as
13.90
%
APR *

Do you prequalify?

If you're already a member, you can find out if you prequalify for a credit card before you submit an application. This won't affect your credit score.

Get Started

Beyond basic benefits.

All UW Credit Union credit cards are designed with exclusive features and valuable Visa benefits with you in mind, including:

  • $0 annual fee*.
  • Unlimited Balance Transfers (up to your credit limit)
  • Extended Warranty Protection
  • Purchase Protection
  • Roadside Dispatch®
  • Travel and Emergency Assistance Services Auto Rental Collision Damage Waiver 

With the security you expect.

UW Credit Union members also get peace-of-mind and comfort from our leading edge security features:

  • Credit Score - See your score and get your full credit report anytime for free.
  • Digital Wallet - Use the UW Credit Union Mobile App, add your card to your mobile device for contactless payments.3
  • Notifications - Set up email or phone alerts for immediate updates on account activity.
  • Card Lock/Unlock - Misplace your card? Lock it anytime.

Learn More

Get in Touch

With so many credit card options, it's hard to know what to look for and which option is right for you. Our local experts are here to help you navigate your choices and make the best decision for your lifestyle.

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ITIN Lending - UWCU is proud to accept ITIN for credit card applications.