Vehicle Loan Refinance


Members save an average of $3,057 by refinancing with us.2

When you refinance, you replace your existing auto loan with a new one that works better for you, often with a lower rate and different term.

  • Refinancing is available for most vehicle types, including cars, trucks, motorcycles, RVs, boats and powersports.
  • All auto loans have a fixed rate for steady monthly payments.
  • Choose from a wide range of terms.

Reasons to refinance may include:

  • Lowering your rate to save on interest.
  • Lowering your monthly payment with a new rate and/or term.
  • Changing your term to pay off your loan sooner.

Are you refinancing a new or used vehicle?

Rates and terms vary depending on the model year of your car, truck or motorcycle.

  • New vehicles include model years for next year, this year and last year.
  • Used vehicles are classified as models older than last year.

New Vehicle (48 mo.)

RATES AS LOW AS
5.22
%
APR *

Used Vehicle (36 mo.)

RATES AS LOW AS
5.22
%
APR *

Find Your Rate & Apply - It's Easy!

1


Find Your Rate

Click Get Started to get your rate. Don't worry—this won't affect your credit score.

2


Pick Your Loan

Review your options and select the loan that's right for you.

3


Apply

Submit your application and get approved within 1 business day!

Easy Online Preapprovals

Get preapproved for your auto loan before you go to the dealership. Understand your budget and shop with confidence.

Get preapproved >

Get in Touch

You need to feel confident that you picked the best option for your vehicle loan. Our local experts are here to answer your questions and get you on to your next adventure.


ITIN Lending - UWCU is proud to accept ITIN for vehicle loan applications.