Make Your Next Move Your Best Move
Whether you're upgrading, downsizing, building, or buying an investment property, our home loan process is easy to navigate—and our friendly mortgage loan officers are always ready to help.
Best Ways to Get Started
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1 Know How Much You Can Afford
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2 Research Loan Options
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3 Get Preapproved
Take the First Steps
Calculate Your Payments
Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.
5-MIN READ: Learn about key factors that determine affordability and budgeting tips. Read Now
Explore Loan Options
Explore our variety of home loan options and find the best fit for you. Customizable solutions are also available.
>> Compare Loans
HELPFUL TIP: Connect with a friendly mortgage loan officer directly or get in touch with us.
Get Preapproved
Complete your FREE preapproval in as little as 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference.
HELPFUL TIP: Make completing your preapproval easier, by having this info ready. Read Now
The Lowest Closing Costs + More Discounts
Don’t bother shopping around for the lowest closing costs. They’re right here.
Plus, take up to $1,250 more off1,2—and if you find lower costs somewhere else, we’ll make it worth your effort.**
Maximize Your Current Home's Value
As a seller, getting the most for your home should be a top priority. Here's how you can make it happen.
- Invest in your current home: Learn which areas of your home you can improve to raise the value of your home.
>> 4 Ways to Add Value to Your Home - Make seasonal updates: Home upkeep is required year-round, but different tasks are more appropriate in certain seasons.
>> Spring and Summer Yard Updates
Find Your New Home
You've been down this road before, but you might not remember what to expect. This info will help make your homebuying process as easy as possible.
- Answer these questions: Consider how your new mortgage could affect your budget in the long term.
>> Questions to Ask When Buying A New Home - Be prepared for the inspection: Know what to expect when an inspector reviews the condition of your potential new home.
>> Home Inspection Checklist >> Home Inspection FAQs - Crack the code on closing costs: Closing costs are comprised of more than a few different fees, so make sure to review all potential costs and understand what each one covers.
>> Closing Fees and Costs Explained
Get in Touch
We want you to feel at home with your home loan. That's why our local experts are always ready to answer your questions, understand your goals and help you take a smart step forward.
Phone Number
Already started an application? Pick up where you left off.
ITIN Lending - UWCU is proud to accept ITIN for mortgage lending applications.