Your Visa Credit Card

Explore the features and benefits available to you as a UW Credit Union Visa® credit card holder.


Card Security Features

UW Credit Union provides innovative technology and optional extras to help you securely manage your card.

  • 1. Instant Digital Access - Give yourself an even easier way to pay. Download our Mobile App to add your card to your digital wallet and view your card number within the app with just a few taps.1
  • Card Lock/Unlock - Misplaced your card? Temporarily lock it in Web Branch or our Mobile App.
  • Mobile Travel Verification - Use your mobile device’s location to identify legitimate transactions when traveling.
  • Card Transaction Notifications - Receive account alerts and updates via push, text or email.
  • Enhanced History - View detailed transaction information on pending and posted items.
  • Chip Technology - Enjoy the enhanced security and acceptance offered by your chip card.

Explore These Features

Benefits of Visa

In addition to worldwide acceptance and robust security features, Visa® credit cards also provide complementary services, including:

Auto Rental Collision Damage Waiver
Receive auto coverage for damage due to collision or theft.

Zero Liability
Pay nothing for unauthorized transactions on your card.

Identity Theft Coverage
Free coverage to recover costs incurred as a result of identity theft.

Purchase Security
Get eligible stolen or damaged purchases replaced, repaired or reimbursed.

Travel Accident Insurance
Purchase airline tickets with your card to receive AD&D coverage.

Emergency Card and Cash Replacement
Enjoy peace of mind if your card is lost, stolen or damaged.

Travel and Emergency Assistance
Call anytime from anywhere in the world for assistance.

Roadside Dispatch®
Access Visa’s pay-per-use roadside assistance program.

Tips for Using Your Credit Card

When used wisely, your credit card is a helpful budgeting tool that offers money- and time-saving benefits.

Consider these practical tips to make the most of your credit card:

  • Pay off your balance. Avoid paying interest by paying your balance in full each month.
  • Don’t skip payments. If you can’t pay off your full balance, make at least the minimum monthly payment to avoid late fees.
  • Keep credit usage low. Help improve your credit score by avoiding using your maximum credit limit.
  • Protect yourself from fraud. Sign up for Notifications to receive alerts on your card activity. Notify UW Credit Union immediately of any suspicious activity.
  • Make a balance transfer. If you have high-rate balances elsewhere, transfer them to your UW Credit Union card to save on interest.