Want to Save Money on Car Payments?
SPECIAL OFFER
90 days of no payments and no interest1
Give your monthly budget a boost with a refinance! Offer expires June 30, 2025.
Why Should I Refi?
Better Terms
With a lower rate and different term, you can update your loan to your current needs and save more money.
Higher Savings
Members save an average of $2,202 when they refinance.2
Steady Payments
Fixed rates mean you know exactly what you’re paying each month.
More Protection
Add more security to your loan with Payment Protection, GAP and Vehicle Repair Coverage options.
New Vehicle (48 mo.)
Used Vehicle (36 mo.)
The average UWCU member saves $2,202 when they refinance with us.2
Find Your Rate & Apply - It's Easy!
1
Find Your Rate
Click Get Started to get your rate. Don't worry—this won't affect your credit score.
2
Pick Your Loan
Review your options and select the loan that's right for you.
3
Apply
Submit your application and get approved in as few as five minutes.
Common Reasons to Refinance:
- You want to lower your rate and save on overall interest
- You want to lower your monthly payment with a new rate and/or term
- You want to change your term to pay off your loan sooner
Rates and terms vary depending on the model year of your vehicle. A new vehicle is classified as a vehicle with the model year 2026, 2025, 2024, or 2023. A used vehicle is classified as any vehicle with a model year of 2022 or earlier.
Get in Touch
You need to feel confident that you picked the best option for your vehicle loan. Our local experts are here to answer your questions and get you on to your next adventure.
ITIN Lending - UWCU is proud to accept ITIN for vehicle loan applications.